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Stable Insurance Market Controlled By LTC Facilities
In today’s litigious environment, long-term care facility operators require that protection of General and Professional Liability insurance. Some major traditional insurers have withdrawn from this business while others have restricted availability through pricing volatility and onerous terms and conditions. Markets that are available today on favorable terms may change for the worse tomorrow. The answer for those of us who operate nursing homes and other long-term car facilities is to take control of our won destiny.

A group of us in the Pacific Northwest did just that. We worked with Uni-Ter Group to establish Lewis & Clark LTC RRG, inc., a Risk Retention Group, authorized by the Federal Risk Retention Act of 1986. Through our merger with Henry Hudson LTC RRG, Inc., that served the Northeast, Lewis & Clark, has achieved a significant national presence including major entry into the South.

All our shareholders are long-term care facilities owners/operators. Through Lewis & Clark, our shareholders obtain the liability protection they need at a price they can afford. Most important, any changes to the program are instituted by the Board and shareholders by proxy. Our coverage is not subject to the changeable marketing strategies of conventional insurance companies.

If you are an agent specializing in long-term care insurance, contact Nadeene Wood-Clater at (678) 781-2435 or email her at NWoodclater@lewisandclarkrrg.com. If you are an operator looking for stable coverage, please contact an agent from the “Appointed Agents” page on our web-site. You’ll be glad you did.

Jeff Marshall
Chairman
Lewis & Clark LTC RRG, Inc.
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